Over 25 Years Insurance Experience

Carlton Group Insurance Services, Inc., Clarksville, TN

TN Health Plans - More Control of TN Healthcare

TN Health Plans-Not Insurance-Strict Guidelines In Traditional Health Insurance Do Not Apply.  Individual or Family Health Plans-No Waiting Period-No Pre-Existing.

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Remember, this is NOT INSURANCE, so . . .

NO WAITING PERIOD. You can go to the Doctor the same day you receive your member package.

NO PAPERWORKWith traditional health insurance, someone must file claim forms with an insurance company. There are no claim forms with this health plan.

INSTANT SAVINGSYou pay the reduced fee the first time you use a network health plan provider.  With traditional health insurance, there would have been a deductible.  This discount health plan has no deductible.

NO PRE-AUTHORIZATION REQUIREDYou and your healthcare provider make all the medical treatment decisions with this health plan.

ONGOING MEDICAL PROBLEMS ACCEPTEDTraditional health insurance contains "exclusions" and "pre-existing" clauses,  not with this discount health plan.

 

Example of Savings

Medical procedures in general physician's office (family physician) & laboratory fees.

Specialists fees will be slightly higher.*

General Physicians

& Laboratory Fees

Medical Office

Fees Up To

Health

Plan

Fees

Health Plan

Savings

Up To

New Patient

Limited Visit

$ 135
$ 73
46%
Intermediate Visit
$ 210
$ 109
48%
Extended Visit
$275
$ 154
44%

Established Patient

Limited Visit

$85
$42
51%
Intermediate Visit
$115
$59
49%
Extended Visit
$175
$93
47%

Laboratory Fees

Lipid Panel

(Cholesterol, HDL,

LDL, Triglycerides)

$88
$11
87%

CBC

(Complete Blood Count)

$37
$14
62%

Comprehensive Metabolic Panel

(14 chemistries)

$45
$16
64%
*Hospital bills are negotiated on behalf of members on a case by case basis.

Different fees may apply in different areas of the state.

For the appropriate fees for your area, go to

Find a Health Plan Provider in Your Area

 

 

Dental Care Savings Up to 80%

 

 

Select Dental Plans or Health Plans in Your TN City:

Adams

Adamsville

Alamo

Alcoa

Altamont

Andersonville

Antioch

Ardmore

Arlington

Arrington

Ashland City

Athens

Bartlett

Bean Station

Bell Buckle

Benton

Bethpage

Big Sandy

Blountville

Bolivar

Bon Aqua

Bradford

Brentwood

Bristol

Brownsville

Bruceton

Burns

Byrdstown

Camden

Carthage

Cedar Grove

Cedar Hill

Centerville

Chapel Hill

Charlotte

Chattanooga

Clarksville

Cleveland

College Grove

Collierville

Columbia

Cookeville

Cottontown

Covington

Cross Plains

Crossville

Copperhill

Cunningham

Dayton

Decatur

Dickson

Dover

Dresden

Dunlap

Dyersburg

Eagleville

Elizabethton

Englewood

Erin

Estill Springs

Fairview

Fayetteville

Franklin

Gainesboro

Gatlinburg

Germantown

Goodlettsville

Greenbrier

Hendersonville

Hermitage

Hillsboro

Jackson

Jamestown

Joelton

Johnson City

Kingsport

Knoxville

Lawrenceburg 

Lebanon

Lexington

Madison

Memphis

Mt Juliet

Mt Pleasant

Murfreesboro

Nashville

Nolensville

Old Hickory

Pleasant View

Portland

Pulaski

Carlton Group Insurance Services, Inc (the Company) is authorized to solicit and transact business on behalf of MetLife® Bank in the state of Tennessee.   The Company is currently licensed by the Tennessee Department of Commerce and Insurance to solicit and take applications for life insurance; health insurance; annuities; and auto and home insurance in the entire state of Tennessee. 

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