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Carlton Group Insurance Services, Inc., Clarksville, TN

TN Home-Owners Insurance-Dwelling Coverage

TN Home Insurance-Dwelling Coverage Must Be Adequate To Cover Any Home Loss.  This Home Insurance Coverage May Be Actual Cash Value or Replacement Cost.

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Tennessee Home Insurance Policy

Coverage A - Dwelling:

This section of the TN Home Insurance Policy provides insurance coverage for the home or "dwelling" stated in the declarations page of the home insurance policy.  Structures which are attached to the home on the same foundation are also covered under this section of the policy.

Also covered under this section of the home insurance policy are materials and supplies located on or adjacent to the home for use in construction, alteration or repair of the home or other structures on the dwelling property.

Normally This Insurance Coverage DOES NOT Apply To:

  • Fences
  • Exterior walls which do not support the roof of the home
  • Land, including land on which the home is located

 

Please don't confuse your home's current market value with the amount of money it would take to completely rebuild it, should it be totally destroyed.

 

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Descriptions of TN Home Insurance Policy Terms and Provisions Contained In This Web Site Are Brief And General In Nature And Should Not Be Taken As A Home Insurance Policy Contract.  Complete Home Insurance Terms And Provisions Are Explained In Detail In Your Individual Insurance Policy And Those Terms, Definitions And Provisions Will Apply.

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Carlton Group Insurance Services, Inc (the Company) is authorized to solicit and transact business on behalf of MetLife® Bank in the state of Tennessee.   The Company is currently licensed by the Tennessee Department of Commerce and Insurance to solicit and take applications for life insurance; health insurance; annuities; and auto and home insurance in the entire state of Tennessee. 

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