Over 25 Years Insurance Experience

Carlton Group Insurance Services, Inc., Clarksville, TN

TN Home-Owners Insurance-Personal Property

TN Home Insurance-Personal Property Owned By Insured-Located At The Home.  Personal Property Insurance Coverage- Actual Cash Value or Replacement Cost.

 

HumanaOne® Portrait

Personal Health Plan

May Be Right

For You

Plan Snapshot

 

Available

Discount Health Plans

Basic Health - $ 29.95

Total Health - $ 39.95

Total Health Plus - $ 59.95

(Includes Entire Household)

 

Serving TN Counties:

TN Counties "A" - "G"

TN Counties "H" - "N"

TN Counties "O" - "W"

Tennessee Home Insurance Policy

 

Coverage C - Personal Property:

Personal Property in a TN Home Insurance Policy includes personal property owned or used by an insured, with some expections.

Personal Property Includes But May Not Be Limited To:

  • Furniture
  • Appliances
  • Clothing
  • Lawn Equipment
  • Watercraft
  • Silverware*
  • Jewelry*
  • Firearms*
  • Money*
  • Securities*
  • Special collections (coins, stamps, etc.)*
  • Vaulable papers (deeds, manuscripts, etc.)*
  • Electronic equipment and accessories*
  • Computers and software*

*  Insurance coverage on these items of personal property is usually limited unless specifically scheduled in the home insurance policy.

Normally the limit of insurance coverage for personal property is based on a percentage of the amount of insurance coverage on the insured home. Reimbursement for a loss of personal property may be made on an "Actual Cash Value" or "Replacement Cost" basis.

 

Please don't confuse your home's current market value with the amount of money it would take to completely rebuild it, should it be totally destroyed.

 

Other Home Insurance Coverage

 

 

Dental Care Savings Up to 80%

 

Individual and Family Dental Plans

 

Explore Home Insurance

 

 

 

Descriptions of TN Home Insurance Policy Terms and Provisions Contained In This Web Site Are Brief And General In Nature And Should Not Be Taken As A Home Insurance Policy Contract.  Complete Home Insurance Terms And Provisions Are Explained In Detail In Your Individual Insurance Policy And Those Terms, Definitions And Provisions Will Apply.

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Carlton Group Insurance Services, Inc (the Company) is authorized to solicit and transact business on behalf of MetLife® Bank in the state of Tennessee.   The Company is currently licensed by the Tennessee Department of Commerce and Insurance to solicit and take applications for life insurance; health insurance; annuities; and auto and home insurance in the entire state of Tennessee. 

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