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TN Home-Owners' Insurance-Policy Coverages

TN Home Insurance Policy Coverages Vary In Types and Amounts.   Understanding Common Home Insurance Provisions Is Important In Choosing The Right Home Policy.

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Common Home Insurance Policy Coverages in TN:

Coverage A - Dwelling

Insurance coverage for a private residence and attached structures on the same foundation.

Coverage B - Other Structures
Structures separated from your home by a clear space.
Coverage C - Personal Property
Property such as furniture, appliances or clothing.
Coverage D - Loss of Use
Reasonable living expenses should your home become uninhabitable due to a covered loss.
Coverage E - Personal Liability
Payment for covered damages which you are found legally obligated to pay.
Coverage F - Medical Payments To Others
Payment of medical expenses for visitors who sustain bodily injury at your home.

 

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Do you own special collections like . . .

  • Sports Cards?
  • Guns?
  • Stamps?
  • Coins?
  • Antiques?

Are these collections "scheduled" in your home insurance policy?

 

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Descriptions of TN Home Insurance Policy Terms and Provisions Contained In This Website Are General In Nature And Should Not Be Taken As A Home Insurance Policy Contract.  Complete Home Insurance Terms And Provisions Are Explained In Detail In Your Individual Insurance Policy And Those Terms And Provisions Will Apply.

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