| TN Retirement Planning With Annuities |
| TN Retirement Planning-Meeting Personal Retirement Objectives-Needs. Fixed or Equity Indexed Annuities to Supplement Retirement Income-Lifetime Income Stream. |
Who's Kidding Who? The brokerage people and the banks, want you to think ill of annuities. We wonder why they are always saying "you don't want to lock up your money" and "it's not FDIC insured". Could it be that they want your money so bad they will build up your fear to the point of confusion ? REMEMBER - Annuities are, by design, for long-term planning. Dipping into your annuity early is no different that cashing out your CD early, there will be penalties.
A portion of this presentation was taken from information provided by Allianz Life Insurance Company of North America.
Allianz Life® has consistently been assigned financial strength ratings by Standard & Poor's and A.M. Best that are among the highest available. It is one of a select group of major insurance companies to receive such high ratings.
Authorized agent for in Tennessee. Start earning higher yields today.
Equity Indexed |
Everyone in TN wants a golden retirement , but a retirement plan is no easy task. As we get closer to retirement, we face a new set of challenges and opportunities. We have many things to look forward to and a long time to enjoy them. Life expectancy statistics show we could spend up to one-third of our life in retirement. In fact, for a couple who retires at age 60, the husband has a 50% chance of living to age 85, while his wife has the same chance of living to age 89*. This couple would need to have resources in place to support their financial needs for as many as 29 years. (Source: Mouton & Co., Individual Annuitant Mortality Table, 2001.) Our goal is to provide our policyholders with wealth management products that can help meet today's needs and financial objectives, with a philosophy of offering fair and equitable values on each policy. Foremost in our minds in any retirement plan is the safety of the money you entrust to our care.
Consider the Advantages of Fixed Annuities Tax-deferred growth. Potential growth to your assets without paying taxes on these earnings until money is withdrawn. Withdrawals may be subject to surrender charges and premature withdrawal penalties, and can be taxed as ordinary income. Flexibility Fixed annuities allow you to choose options that are best suited to you and your financial goals. Greater Potential for Greater Growth Fixed annuities offer options to match your risk and reward preference. Income Choose a payout option that fits your lifestyle or needs. Protect your beneficiaries A guaranteed death benefit on some fixed annuities ensures that your original purchase amounts and any earnings are paid to your beneficiaries if you die during the accumulation phase of your contract. Enhanced death benefit options may be available for an additional fee, and certain limitations may apply.
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What is an Annuity ? Basically, an annuity is no more than a legal contract between you and an insurance company or financial institution. An annuity can be an excellent vehicle in your retirement plan if your goal is to supplement your future retirement income or to insure that you never outlive your savings.
Consumer Driven Healthcare in Tennessee
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| Neither our company nor its representatives are authorized to give legal or tax advice. Representatives and customers of Carlton Group Insurance Services, Inc are strongly urged to consult with independent legal and/or tax counsel regarding the information and concepts contained in this web site or any marketing or sales material, as well as its use in particular situations. |
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Carlton Group Insurance Services, Inc (the Company) is authorized to solicit and transact business on behalf of MetLife® Bank in the state of Tennessee. The Company is currently licensed by the Tennessee Department of Commerce and Insurance to solicit and take applications for life insurance; health insurance; annuities; and property and casualty insurance in the entire state of Tennessee. |
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