Entire Household
$ 19.95
per month
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Adams, TN Dental Plan
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in your TN City
HumanaOne® Portrait™
Personal Health Plan
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Plan Snapshot
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Serving TN Counties:
TN Counties "A" - "G"
TN Counties "H" - "N"
TN Counties "O" - "W"
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At Carlton Group Insurance Services, we believe that the true purpose of auto or home insurance in Tennessee is to bring a person back to the same financial condition as existed prior to a covered auto or home loss. If your auto or home insurance policy in Adams, TN is not properly designed or it is inadequate in amount or types of insurance coverage, this will not happen.
We are an independent insurance agency, which allows us to quote your auto and home insurance with several different insurance companies, allowing us to offer you the best insurance protection at the best price in Adams, TN.
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| Health Insurance in Adams, TN |
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In Adams, TN you can choose the personal health insurance plan with available options that allow you to customize your health insurance program to fit your insurance needs and your budget.
You do not have to be part of an employer sponsored |
health insurance program in Adams, TN to get the same exceptional health insurance benefits.
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| We are an authorized agent for: |
Health Insurance from BlueCross BlueShield of TN
Health Insurance from HumanaOne®
| Insuring Your Autos in Adams, TN |
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If you live in Adams, TN and are currently insuring your TN auto with the minimum auto liability insurance limits required by the state of Tennessee, you just might want to reconsider your auto insurance coverage. |
The Tennessee state minimum property damage liability coverage is $15,000.
Do you completely understand what could happen if you are found to be at-fault in an auto accident which totally destroys someone else's auto valued at $ 35,000?
After your auto insurance pays the maximum of $15,000, can you afford to pay the $20,000 difference out-of-pocket?
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| Insuring Your Home in Adams, TN |
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Your home in Adams, TN is probably the largest single investment you will ever make. It only makes sense that your Adams home insurance program be designed accordingly. |
The current market value of your home in Adams and the amount of money it would take to totally rebuild your home in TN will most often be two different amounts.
Does your Adams home insurance policy cover the full "replacement cost" or is it an "actual cash value" policy?
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Replacement Cost
This insurance coverage will provide the amount of money necessary to replace your home or other damaged property with one of similar type and quality at the "current price".
Actual Cash Value
This insurance coverage will provide reimbursement to re-build your home or replace other damaged property at its "depreciated value".
In addition to providing insurance protection for your home, your home insurance policy should provide coverage for:
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Other buildings or structures on the property
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Personal Property-furniture, clothing, appliances, etc.
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The cost of additional living expenses should you be unable to live in your home due to a covered loss.
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