Bethpage TN Insurance-Auto-Home-Life-Health-Business

Insuring Your Autos in Bethpage TN

If you live in Bethpage, TN and have the Tennessee minimum limits of auto insurance liability, you may want to reconsider your insurance coverage.

The Tennessee state minimum property damage liability

coverage is $ 10,000.

Do you completely understand what could happen if you are found to be at-fault in an accident which totally destroys a

$ 40,000 vehicle ?

According to car accident statistics released by the United States Department of Transportation's National Highway Traffic Safety Administration . . .

There were 43,000 deaths in 2002 due to
auto accidents.
In 2003, the total number of auto accidents
was 6,328.000.
More than 25% of all car drivers were
involved in auto accidents in a five year period.

Insuring Your Home in Bethpage TN

Your home in Bethpage, TN is probably the largest single investment you will ever make. It only makes sense that your home insurance program be designed accordingly.

Your home's current market value and the amount of money it would take to totally rebuild it will most often be two different amounts.

Does your home insurance policy cover the full "replacement cost" or is it an "actual cash value" policy?

Replacement Cost

This insurance coverage will provide the amount of money necessary to replace the damaged property with one of similar type and quality at the "current price".

Actual Cash Value

This insurance coverage will provide reimbursement for damaged property at its "depreciated value".

In addition to providing insurance protection for your home, your home insurance policy should provide coverage for:

Other buildings or structures on the property
Personal Property-furniture, clothing, appliances, etc.
The cost of additional living expenses should you be unable to live in your home due to a covered loss.

We Know Auto & Home Insurance

in Bethpage, TN

At Carlton Group Insurance Services, we believe that the true purpose of home insurance in Tennessee is to bring a person back to the same financial condition as existed prior to a covered loss.

If your home insurance policy in Bethpage, TN is not properly designed or it is inadequate in amount or types of coverage, this will not happen.

We are an independent insurance agency, which allows us to quote your auto and home insurance with several different companies, allowing us to offer you the best protection at the best price in Bethpage, TN.