Over 25 Years Insurance Experience

Carlton Group Insurance Services, Inc., Clarksville, TN

TN Insurance-Auto Insurance-Business Auto-Classic

TN Auto Insurance-Springfield, Clarksville, Nashville, and all of TN.  Free Auto Quotes From Our Office In Clarksville, TN. TN Auto-Motorcycle-Boat-Home-Business-Life-Health.

 

TN Dental Plans

Find a dental plan in

your TN City

 

 

 

Private Auto   >   Business Auto   >   Classic Auto

If you are currently carrying the minimum auto liability limits required by the state of Tennessee, you might want to reconsider your coverage.  Tennessee minimum property damage liability coverage is $15,000.

 

What do the liability limits 25/50/15 mean?

These limits are called "split limits".  The first "25" represents the maximum the insurance company will pay for bodily injuries to any one person in an accident.

The second number "50" represents the maximum amount that will be paid for all bodily injuries, no matter how many people are involved in the accident.

The third number "15" refers to the maximum amount the insurance company will pay for damages to someone else's property damaged or destroyed in an accident.

Property damage could include a store front; a brick fence; a utility pole; or a $40,000 Lexus.

What's covered under a Tennessee auto policy ?

Bodily Injury LiabilityHelps pay medical costs of injury you cause to other people, loss of income for someone you injure and the cost of legal defense if you are sued and determined to be at fault in the event of an accident involving injury or death.

Medical Payments - Helps pay the cost of doctors, hospitals, medical care, lost wages, replacement services and funeral expenses for you and/or your passengers, regardless of who caused the accident.

Property Damage Liability - Helps pay claims against you for damage to someone else's property caused by the auto.

Collision - Helps pay for damage to your car caused by the collision or rollover.

Comprehensive - Helps pay for damage to your car not involving a collision.  Covered risks can include fire, theft, falling objects, explosion, riot and civil commotion.

Uninsured/Underinsured Motorist - Helps pay the cost of injuries or death for you or your passensgers in an accident caused by an uninsured or hit-and-run driver.

 

In order to offer you an accurate quote in one of our companies, we may review reports about your driving record, claims, and credit history.  Future reports may be used for an update, renewal or extension of the insurance.

 

A sound insurance program should bring a person back to the same financial condition as he/she enjoyed prior to a covered loss.

 

Do you have questions as to just what auto insurance coverage is best for you and your family?

Take just a minute and let us show you some insurance coverages, limits and deductibles to consider as you think about your auto insurance needs. There are likely other options available to you too, and you should thoroughly consider all your options when purchasing insurance. You need to decide what
works best for your specific needs, but if you have any questions, please call us!

Better Auto Insurance Coverage Basics

 

 

 

 

Auto Insurance

Private Auto

Business Auto

Classic Auto

Auto Colors

Auto Theft

Home Insurance

Homeowners'

Mobile Home

Renters

Actual Cash Value

Replacement Cost

Business Insurance

Protecting Business Assets

Business Owners Policy

General Liability

Property Insurance

Workers Comp

Builders Risk

Buy-Sell Funding

Home Business Insurance

Health Insurance

Major Medical

Group Benefits

Medicare Supplement

Long Term Care

Dental Care Savings

Discount Health Plans

Discount Dental Plans

Health Insurance Basics

Life Insurance

Life Insurance-FAQs

Life Insurance Terms

Life Insurance Basics

Term Life Insurance

Permanent Life Insurance

Other Insurance

Motorcycle/ATV

Boat/PWC

Other Products

Insurance Resources

Dream vacation?  Best trips, best price online

Carlton Group Insurance Services, Inc (the Company) is authorized to solicit and transact business on behalf of MetLife® Bank in the state of Tennessee.   The Company is currently licensed by the Tennessee Department of Commerce and Insurance to solicit and take applications for life insurance; health insurance; annuities; and auto and home insurance in the entire state of Tennessee. 

Our Mission

About Us

Contact Us

Join Our Sales Team

TN Insurance Home Page   |    TN Insurance Site Map

© 2007 Carlton Group Insurance Services, Inc-All Rights Reserved.

Privacy Statement

Become a Link Partner

Insurance in TN Cities

State Insurance Info