Basic Health Discount Program

Should you need to be hospitalized, and the anticipated charges will exceed $ 2,500, an advocate will be assigned to negotiate the best possible fees for the hospital services depending on your ability to pay.

NurseLine

At no cost you can address immediate health matters or get your health questions answered by a licensed registered nurse 24/7. You may save hours lost while waiting in a doctor's office, missed time from work and even the high cost of office visits.

Explore Health Insurance

What is "Consumer Driven Healthcare"?

In health insurance-What are "pre-existing" conditions?

Understanding health insurance terms like "co-payment" and "lifetime maximum"

What are the "deductibles" and "co-insurance" in your health insurance plan?

Things to look for in an individual health insurance plan in Tennessee

How can Medicare Supplements help pay what Medicare doesn't pay?

Helping you prepare for the unthinkable - Long Term Care

Dental Plans-Health Plans Guaranteed

Nationwide

Dental Plans-Health Plans Network

DISCOUNT DENTAL PLANS AND DISCOUNT HEALTH PLANS

ARE NOT DENTAL INSURANCE OR HEALTH INSURANCE

Discount Health Plans and Discount Dental Plans offered are not health or dental insurance. Plans offered provide discounts at certain dental and medical providers for healthcare services. Plans offered do not make payments directly to the providers of healthcare. The plan member is obligated to pay for all healthcare services but will receive a discount from those dental or medical healthcare providers who have contracted with the Dental Plan or Discount Medical Plan Organization.

Even though we are a licensed insurance agent in the state of TN, our dental plans and health plans are not insurance, therefore we have the authority to write these discount health plans anywhere in the United States.

(Dental plans and health plans not available in the states of Alaska, Montana, North Dakota, South Dakota, Vermont, and Wyoming)

Select Dental Plans or Health Plans in Your TN City:

Carlton Group Insurance Services, Inc (the Company) is authorized to solicit and transact business on behalf of MetLife® Bank in the state of Tennessee. The Company is currently licensed by the Tennessee Department of Commerce and Insurance to solicit and take applications for life insurance; health insurance; annuities; and auto and home insurance in the entire state of Tennessee.

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