NOTICE OF PRIVACY POLICY |
Carlton Group Insurance Services, Inc 816 South Main St. Springfield, TN 37172 |
| We at Carlton Group Insurance Services, Inc are committed to providing insurance, discount healthcare and annuity products and services designed to meet your individual needs. We are also committed to respecting and protecting the information about you that we may receive. We have prepared this notice to advise you what information we collect, how we use it and how we protect it. |
| The Information We Collect |
| It is essential that we obtain certain personal information about you in order to provide an insurance, discount healthcare or other financial product or service to you. We may receive information such as addresses; social security numbers; family information; current and past medical information; current and past financial information, including information about transactions with financial institutions. A lot of the information we receive comes directly from you on applications or information you provide over the internet during your visits to our web site. We may also receive information from physicians, testing laboratories and other health providers, and from consumer reporting agencies. To offer you an accurate quote in one of our companies, we may review reports about your driving record; claims; and credit history. Future reports may be used for an update, renewal or extension of the insurance. Such information may, in certain circumstances, properly be obtained without further notice to or authorization from you. |
| What Information We Disclose |
| We do not disclose non-public personal information about our current or former customers to any non-affiliated entity, except as permitted by law. Examples of the disclosures which we are permitted by law to make include: disclosures necessary to service or administer an insurance, discount healthcare, or annuity product that you requested or authorized; disclosures made with your consent or at your direction; disclosures made to your legal representative; disclosures made in response to a Subpoena or an inquiry from an insurance or other regulatory authority; disclosures made to comply with federal, state or local laws and to protect against fraud. Where permitted by law, such disclosures may be made without further notice to or authorization from you. |
| Our Privacy Protection Procedures |
| We protect information about you from unauthorized access. For example, we employ secure technologies in order to safeguard transmission of information about you through the internet. Access to information about you is restricted to those individuals that need such information in order to provide products and services to you. This need for information may include: underwriting; claims processing; and other policyholder services. Our employees and agents receive training regarding our privacy policies and violators are subject to disciplinary action. Finally, we have established and maintain procedures to comply with all state and federal laws and regulations regarding the security of personal information. |
| Your Right To Review Information About You |
| You have the right to review the recorded personal information about you contained in our files and to obtain a copy of such information. You also have the right to request that we correct, amend or delete such information if it is in error or you do not wish us to maintain such information, provided that it is not necessary for us to maintain such information in order to properly service or administer insurance, discount healthcare or annuity products or services requested or authorized by you. Upon your request to the address or telephone number below, we will provide you with a complete statement of our Information Practices and Privacy Policy and the procedures by which you may review, obtain copies of, and/or request the correction of personal information about you contained in our files. |
| If, after reading this notice, you have any questions about this notice or the personal information contained in our files about you, please contact us at: |
Carlton Group Insurance Services, Inc 816 South Main St. Springfield, TN 37172 Phone: 615-384-8611 FAX: 615-384-2128 E-Mail: carltngp@bellsouth.net |
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